Payment Options

We accept a variety of different payment methods including all major credit cards, Apple Pay, Tap to Pay, cash, and checks. We also offer flexible payment options through CareCredit and Scratchpay.

Note: Payment is required at the time of service.

Make a Payment
Credit card icon

Credit/Debit Cards

Cash icon

Cash

check icon

Check

CareCredit logo

CareCredit

Whether it’s a routine checkup or emergency surgery, you shouldn’t have to worry about how to get the best medical care for your pet. That’s why we’re pleased to accept the CareCredit healthcare credit card, North America’s leading healthcare financing program. CareCredit lets you say “yes” to the best treatment for your pet immediately, and pay for it over time with monthly payments that fit easily into your budget.

Highlights of the CareCredit Program

  • Extended Payment Plans
  • No Interest if Paid In Full Within 6 Months
  • Quick & Easy Approval
  • Immediate Access to Funds
  • No Annual Fee
Apply
Make a CareCredit Payment
Scratchpay

Scratchpay

Care first, pay later. Scratchpay provides pet parents with simple transparent payment plans. Scratchpay isn’t a credit card. Checking your plan options will NOT affect your credit score.

Highlights of the Scratchpay Program

  • Instant Approval
  • Plans as low as 0% APR
  • No hidden fees
  • No prepayment penalty
  • No deferred interest
Scratchpay

Financial Policy

K
L

It is our goal to serve you in every way possible, including making your financial experience clear, understandable and easy to navigate. We are committed to excellence in care and service for every patient, every client, every visit. In order to support this high standard of care, we offer a broad spectrum of services, expertise, equipment and procedures to give your pet the best possible care. We want you to understand each step of your pet’s care, both the services you receive and the associated costs. We encourage you to discuss fees with our staff before services are rendered. We always strive to provide you with the recommendations that our professional staff believes best serve your pet’s health, your needs and comfort level. We do understand that sometimes financial restrictions apply and must be taken into consideration when making treatment decisions. In these cases, we will attempt to provide alternative treatment plans whenever possible. We have no desire to extend a client beyond his/her financial means or comfort level. We may not be able to provide a treatment plan and estimate for patients with issues diagnosed elsewhere until we examine the patient and review any supporting lab work or radiographs ourselves.

  • Payment in full is due at the time of service. We do not offer any in-house financing. MCAH accepts cash, personal checks, Visa, MasterCard, Discover, and American Express. All personal checks require a valid driver’s license. A $30 fee is charged for any returned checks.
  • Health Care financing allow you to begin treatment immediately and pay over time. Pre-approval for health care financing programs enables pet owners to deal with emergency situations should they arise. While emergency situations are not planned, pet owners can plan ahead to be prepared.
    • Care Credit is accepted by many veterinary and human healthcare providers. Depending on your pre-approved credit limit, cards can be used repeatedly without reapplying. Care Credit offers No Interest for 6 months. To Apply or for More Information visit https://www.carecredit.com/apply/
    • Scratchpay offers payment plans to finance services at a variety of medical providers including veterinary offices. Scratchpay offers financing options ranging from $35 - $10,000, with payment schedules ranging from every 2 weeks to monthly plans. Importantly for many clients, checking to see if you qualify for Scratchpay does not affect your credit score. Visit Sratchpay.com or Click here for more info or to apply for Scratchpay.
  • Mount Carmel Animal Hospital offers a Senior Discount on most services for clients aged 65 and over. Please speak with an MCAH team member for details.
  • A deposit may be required for some procedures including specialty surgeries.
  • Default on payments due, including checks returned for insufficient funds, are subject to legal action as allowed by law. Finance charges accrue 15% monthly (18% annual rate). Collection fees, bookkeeping fees, and billing charges may also be incurred.